![]() ![]() Budgeting is designed to be flexible, so please know this is just a template to guide you in doing your own budget in Excel. I’ll walk you through our process so you can see how we do our budget each month based on our steady income (I’m salaried). If you’re on an irregular income, you should read this post before you go further. For everyone else who knows what Excel is and have it installed on your computer (or are willing to download Open Office or use Google docs (part of Google Drive now), a couple of good (and free) alternatives), this post is for you.įirst, download the Excel budget template here. This is to give you an idea of what you can do with Excel for a simple family budget. This will NOT fit your scenario 100%. If that whole last paragraph made no sense to you because you don’t know what Excel is, stop reading now and just use paper – it will be easier. ![]() ![]() If you’re a nerd like me, you’re always looking for ways to use Excel. It is something about the view of those lovely cells on the rich, white background that makes you want to enter data and calculate important variables (by formula, of course), such as 2 + 2 or 1,739,384 * 2,324,525,757 just to see what the answer is. What? Just me? I’m the only one who does that? Oh. If you’ve read my book or attended any of my workshops, you know I generally teach folks to do a budget on a calendar. It is very visual and very effective. But it is also a lot slower than other methods. For those really struggling to make ends meet and/or to behave with their money, I believe this is needed. But eventually I hope we all graduate to a better method that allows us to put our funds into categories and allocate as appropriate. This is the assumed method with this template. That being said, I bet you’d appreciate it if I could give you an easier method to do your budget than pencil and paper. That’s what today’s post is all about, thanks to a question by a reader. Let’s learn to simplify the dreaded budget! ![]() It is hard, and it takes discipline. It also is IMPORTANT. So when you have to choose between the latest episode of your favorite TV show or doing your monthly budget after a long day of work, the budget is apt to lose every now and then. You can ask us for help in customization or creation of new household worksheet templates.I preach the value of doing a new budget every single month and how important it is to get in the habit of planning every dollar that will come in. In doing so, I get a lot of feedback dominated by eye rolls and smirks. Apparently a lot of you don’t like to make a plan for your money on paper every month. Our services are not limited to few templates. Download the template, edit it and take out a print. You do not require any special skills for customization. Household budget templates are free to use and download. Household budget templates help families to limit expenses and money management. They should track where they are spending their income. It is necessary for a family to hold a control over their monthly expenditure. Post that, you will need to fill in all the details of the budget into it so that all your financial details of the month are recorded.You may also visit Travel Budget Template. All you need to do is download our free budget templates and print them out. To help you make the perfect household budget, we have got some household budget templates that could be a source of help for you. Download Now This Is How Our Household Budget Templates Can Help You Out ![]()
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